It goes like this when you’re downsizing, or at least this is how it went for us. We accepted an offer on our stationary house, and in-between that and the closing date we had a 60 day window to purchase the van since it is apparently difficult to get an RV loan if you’re using it as a primary residence. Loan companies like to see that you have a primary residence so they know where to find you if they have to come after you for their money. So its an ultimate catch-22 of needing the house to get the RV loan, but needing an RV loan because we still had the mortgage on the house.
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