It goes like this when you’re downsizing, or at least this is how it went for us. We accepted an offer on our stationary house, and in-between that and the closing date we had a 60 day window to purchase the van since it is apparently difficult to get an RV loan if you’re using it as a primary residence. Loan companies like to see that you have a primary residence so they know where to find you if they have to come after you for their money. So its an ultimate catch-22 of needing the house to get the RV loan, but needing an RV loan because we still had the mortgage on the house.
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Van Demands
In order to figure out what we really wanted we made a priority list. My top 2 demands were that there must be a bathroom and a shower on board….and Humz basically said he would live out of a cardboard box on wheels. We did however both agree that it had to be safe for our beloved fur-child, Lucy, and we would also have to work out a decent wifi situation. (But that would have to come later.) I also refused to have a composting or cassette toilet, and Humz would of course have to deal with all of the dumping.
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